EOS Matrix: 29.2% of Debts Repaid in Less Than Three Years – A Positive Impulse for the Economy and Business

Skopje, 10.07.2025 – With an accelerated pace of digitalization, the application of artificial intelligence, and a fair approach toward clients, EOS Matrix North Macedonia continues to strengthen its contribution to stabilizing the business environment and supporting financial discipline.

Despite increasing market challenges and rising burdens among some clients, 29.2% of debtors have fully repaid their obligations within less than three years after EOS Matrix took over their cases from another financial institution in the country. This result demonstrates that with professional management, personalized solutions, and support based on innovative digital tools, sustainable debt resolution is achievable—returning value to the economy by improving company liquidity, developing the secondary financial market, and enhancing the country’s economic potential.

“Our strategy is based on a combination of professional approach, technological innovation, and transparent, easily traceable communication. We’ve increased process efficiency by introducing innovative digital tools. This has allowed us to expand our focus to higher-risk clients, aiming to offer realistic and feasible solutions tailored to their financial situation,” said Katerina Boshevska, CEO of EOS Matrix North Macedonia and EOS Kosovo.

EOS Matrix provides clients with accessible, partner-based solutions for more efficient debt regulation, tailored to the debt amount, age of the claim, legal status, and other relevant factors influencing their financial situation.

Today, EOS Matrix North Macedonia operates as a technologically advanced platform, thanks to its group-wide IT infrastructure that is continuously upgraded. One of the latest steps is the implementation of AI Assistant, a digital assistant that uses advanced learning to enable more efficient and customized debt management, as well as more informed decision-making by companies and citizens.

Additionally, users now have access to MyEOS – a digital platform that offers online insight into their financial status, personalized advice, and flexible repayment models. Through this advanced tool, users gain quick access to financial data such as debt amounts, document status, payment tracking, and new transaction execution.

By applying ESG standards, EOS Matrix builds a model of responsible business that recognizes the social aspect of indebtedness. Through direct and fair communication, personal meetings, and the option for anonymous payments, users receive support for a sustainable exit from financial difficulties.

“Through our operations, we not only contribute to debt collection and management but also directly impact the competitiveness of domestic companies, their capacity for new investments, and stable operations,” added Katerina Boshevska, emphasizing that this enables faster capital circulation and opens new economic opportunities.

EOS Matrix is a leading company in the secondary financial market in the country. It is part of the EOS Group, present in more than 20 markets, managing portfolio investments of approximately €510 million and employing 6,000 financial experts across Europe. Through its business activities, EOS Matrix North Macedonia continuously supports the development of the secondary financial market in the country. The company offers innovative solutions that improve the financial solvency of Macedonian citizens and companies, increase their competitiveness, and positively influence the development of the national economy.